PROTECTING TECHNOLOGY SERVICE PROVIDERS
Emergence Insurance's Tech Event Protection policy is designed to safeguard businesses from the unique risks associated with technology failures and cyber incidents. This coverage helps protect against disruptions caused by data breaches, system outages, and other technology-related events, ensuring business continuity and financial stability. With tailored coverage options, Emergence provides peace of mind in an increasingly digital world, allowing businesses to focus on growth while staying resilient against potential tech setbacks.
PROFESSIONAL INDEMNITY
Protects your business against legal liability to others when the products or services you supply cause economic or financial loss to others.
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- Broad civil liability cover
- Intellectual property infringement
- Multimedia Liability
- Dishonesty act of another insured
- Mitigation costs or expenses
- Mitigation of unpaid fees
- Refund of fees
- Vicarious Liability
- 1st party IP pursuit costs
CYBER
Protects your business from legal liability, loss of revenue and costs associated with a cyber event.
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- Business interruption costs from a cyber event or system failure
- Automatic IT supplier contingent business interruption cover from a cyber event or system failure
- Preventative shutdown cover
- Cyber event response costs
- Legal liability to others arising from cyber event within your business
- Payment card industry liability
- Optional cover for criminal financial loss, tangible property and system improvement costs
- Optional D&O cover
PUBLIC AND PRODUCT LIABILITY
Protects your business from legal liability arising from incidents that cause injury or property damage during business operations.
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- Personal injury and property damage
- Sudden and accidental pollution
- Product recall expenses
- Property in your care, custody or control
- Key person loss