THE SMARTER CYBER APPROACH
Smarter Cyber Insurance helps organisations prevent, survive, and recover from cyber incidents. Cyber risk is now part of doing business. Threats continue to evolve, incidents are increasing. Smarter Cyber Insurance is designed to support organisations before an incident occurs, during disruption, and through recovery.
Smarter cyber insurance equals
Our mission is clear: to help you survive cyber-attacks. When an incident occurs, time is critical. Our 24/7 hotline immediately mobilises our cybersecurity experts to triage and respond swiftly. By keeping our claims and incident response in-house, we ensure rapid containment and recovery, minimising losses. This approach sets the industry standard, offering seamless, accountable service that restores businesses rapidly, preserving trust and policy limits.
Smarter Cyber Services are Emergence’s embedded cyber risk and resilience services. They bridge the gap between insurance as a financial safety net and the real-world actions organisations can take to reduce cyber risk.
Smarter Cyber Services are a core component of how we deliver smarter cyber insurance — supporting organisations before an incident occurs, during critical moments of response, and after recovery. They are therefore included as part of our business cyber insurance at no additional cost to policyholders. They help organisations reduce exposure, prepare with confidence, and respond more effectively when it matters most.Why do we need smarter cyber?
Severity of claims
The severity and impact of cyber claims is significantly increasing.
New cyber threats evolving daily
New threats continue to emerge at an alarming rate as the threat landscape is evolving.
Cyber incidents on the rise
The number of cyber incidents reported is rising year on year, causing severe disruptions and financial losses for Australian businesses.
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Incident reports received by ACSC0
Cyber incidents occur daily0%
of SMEs spend less than $500/yr on cyber security$0K
Average cost of cyber crime for Australian medium businesses0
Cyber crime occurs every 7 minutes in AustraliaSmarter cyber coverage with bonus services
Specialist cyber insurance protection against the financial, commercial, and reputational risks posed by cyber threats.
Cyber incident response costs
Helping you bounce back from a cyber attack is all taken care of with incident response costs included in your policy.
Business interruption
Emergence help to minimise the downtime and interruptions caused by cyber incidents. Our policy covers your impact on business cost.
Third Party Liability
Our policy covers third-party liability and the costs associated with legal expenses due to the impact of a cyber incident.
Our policy includes real-time risk management, monitoring cybersecurity issues, and identifying vulnerabilities to help you improve your risk posture.
Virtual CISO*
A virtual Chief Information Security Office at your fingertips to uncover cyber risks. Translating complex cyber challenges into clear, actionable strategies and tools.
* One free hour of consultation for CEP-005 policyholders
Vulnerability scanning
Real-time monitoring of cyber threat intelligence sources to provide you with early notifications of detected exploitable vulnerabilities.
Dark web monitoring
Our threat intelligence team uses Dark Web Monitoring tools to identify if your organisation's data is exposed. If detected, we will notify you immediately to take appropriate action.