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The insurance products referred to on this website are surplus lines products and can only be purchased through a licensed surplus lines insurance broker. Emergence Insurance Inc. distributes its products as agent for the insurer of the products, certain underwriters at Lloyd’s. Any information and product descriptions contained on this website are general advice only and have been prepared without taking into account any specific objectives, financial situation or needs. Each insured or intending insured should consider their specific objectives, financial situation or needs in conjunction with their insurance broker before deciding to acquire, or continue to hold the product. The relevant Policy Wording can be downloaded from this website.