PROTECTING TECHNOLOGY SERVICE PROVIDERS
Emergence Insurance's Technology Event Protection policy is designed to safeguard businesses from the unique risks associated with technology failures and cyber incidents. This coverage helps protect against disruptions caused by data breaches, system outages, and other technology-related events, ensuring business continuity and financial stability. With tailored coverage options, Emergence provides peace of mind in an increasingly digital world, allowing businesses to focus on growth while staying resilient against potential tech setbacks.
PROFESSIONAL INDEMNITY
Protects your business against legal liability to others when the products or services you supply cause economic or financial loss to others.
Find out more
- Broad civil liability cover
- Full contractual liability including assumed liability
- Intellectual property cover including breach of patent and IP pursuit costs
- Cover for dishonest act of another insured – including own loss
- Liquidated damages up to full limit
- Duty to defend - Defence costs up to full limit
- Vicarious liability
CYBER EVENT PROTECTION
Protects your business from legal liability and financial loss due to a cyber event or system failure within your business or your IT supplier's business.
Find out more
- Business interruption cover for a cyber event or system failure
- Automatic IT Supplier contingent business interruption cover from both cyber event and system failure
- Preventative shutdown allowance
- Broad cyber event response cover
- Third-party cyber liability caused by cyber events
- Full limit regulatory fines/penalties
- Optional Criminal Financial Loss, tangible property, betterment and post breach cover
- Optional D&O cover
PUBLIC AND PRODUCT LIABILITY
Protects your business from legal liability arising from incidents that cause injury or property damage during business operations.
Find out more
- Public, product, and pollution liability
- Product recall expenses
- Property in your care, custody or control.
- Key person loss
- Automatic cover for vendors, subcontractors, lessor of premise or equipment
- Automatic cover for parties you are obligated to insure
BUSINESS CYBER INCIDENT RESPONSE PROCESS
1
ONE PACKAGED SOLUTION
Professional Liabity, Cyber Coverage and General Liability in one combined policy, tailored for the needs of IT providers.
- Reduces admin by combining multiple coverages under one policy.
- Offers tailored options to address the evolving risks faced by IT professionals.
- Ensures cost-efficiency by bundling essential coverages at a competitive rate.
2
CLOSING THE COVER GAP
Seamless protection, eliminating potential coverage gaps safeguard your business from operational risks that might otherwise fall through the cracks.
- Minimises exposure to financial losses from unforeseen incidents.
- Enhances peace of mind by covering both emerging and traditional risks.
- Supports resilience by proactively addressing gaps that could disrupt operations.
3
MIGRATING MADE EASY
Consolidate current cyber coverage into our comprehensive IT Liability package, streamlining your protection and simplifying your policy management.
- Facilitates a smooth transition with dedicated support for policy consolidation.
- Eliminates the need to juggle multiple providers and policies.
- Offers a simplified renewal process, ensuring continued protection without interruptions.
